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Westpac Home Loan Rates

Westpac bank helps you to choose interest rates between 1 to 12 years depending on your repayment capacity. It also gives you the freedom of converting the fixed rate of interest to a variable interest rate. The establishment fee charged by the bank would be $750 and the monthly loan maintainance fee charged by Westpac home loan is $8. The repayment method can be weekly, monthly or fortnightly and the preferred method of payment would be direct debit.

The Westpac home loan experts ensure that the entire process of acquiring a home loan and its repayments are made peaceful that is why they stand throughout the entire process till the end. They even give you the option of visiting your home or office at a time that suits you thus saving your time of going to the bank. They give you full information on all the questions asked thus making the entire process of acquiring the housing loan simple.

Westpac Home Loan Interest Rate

The Westpac home loan rates for fixed interest rate for 1 year is 6.19% per annum, for 2 years it is 6.99% per annum, for 3 years it is 7.19% per annum, for 4 years it is 7.84% and for a period of 12 years it is 8.24% per annum. The bank gives out an option of two kinds of housing loan, one being the combination loan and the second being the premier advantage package. The combination home finance divides the whole loan amount into two parts fixed and variable. Thus giving you a flexible option of repayment. The premier advantage package combines the housing loan with a variety of savings product. Under the premier advantage loan you get a discount of 0.7% per annum and that is why this scheme was awarded the best home finance package in the year 2007 by the Money Magazine.



For more details on Westpac home loan rates log on to the link given below:
http://www.westpac.com.au/internet/publish.nsf/Content/PBHLPR+Fixed+Rate+Investment+Property+Loan#Rates


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