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Westpac Home Loan Package

Westpac home loan package offers flexible options of acquiring a housing loan whether it is in Australia or New Zealand (NZ). This package saves your money and also gives you peace of mind.

Benefits of Westpac home loan package are as follows

  1. No establishment fees. This makes you save $600 per annum
  2. No mortgage servicing fee. This makes you save $199 per annum
  3. If you want to increase your loan limit, then the bank does not charge anything extra on the same saving $400.
  4. The bank does not charge redrawing fees
  5. There is no penalty charged on making additional payments

The bank offers a discount of 0.7% per annum on a standard variable rate. With Rocket Repay Home loan package you have to pay an annual fee of $395 which, includes Low Doc loans. This home loan package was also awarded the best home loan in the year 2007 by Money Magazine. Westpac bank also offers combination loans. Lets look at the home loan packages one by one.

Rocket repay home loan package: This package allows you to deposit your fund sin the transaction account (offset) so that the loan interest rate is reduced which in turn decreases the rate of interest charges. Thus, keeping more funds in the offset account will allow you to save more on the interest rate.

Premier Advantage Package: This home finance package offers exciting discounts on the home loan products thus making additional savings. If you opt for a standard variable rate then it allows you to save 0.7% per annum on a loan amount of $250,000 or more. On loan amount between $150,000 to @249,999 you can save up to 0.4% per annum.

Therefore Westpac bank makes sure that it the home loan package offered by the bank fits in to your plans and budget. To know more on the various home loan packages you can contact them on their customer care number 1300 361 851 or log on to the link given below
http://info.westpac.com.au/homeloan/spring08/ utm_source=Westpac&utm_medium=PBHomeSubFeature

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