Syndicate Bank Loans

Syndicate Bank India loans are innovative and cutting edge loan products offered by Syndicate Bank, one of the leading public sector commercial banks in India. All the loan products designed by Syndicate Bank are available with easy terms and conditions.

About Syndicate Bank India Loans

Syndicate Bank India loans are ideally devised to meet a variety of financing needs of the customers. All these loans are available with attractive rates and flexible repayment tenures. Syndicate Bank India loans can be broadly categorized into the following types:

Personal loans

Syndicate Bank India is fulfilling different personal credit needs of various categories of people with the loan schemes given below:

• SyndSenior
• SyndSaral
• SyndVahan
• SyndRent
• SyndPigmy
• SyndSwarnaExpress
• SyndNivas
• SyndKisan
• SyndVidya
• SyndNivas Plus
• Solar Water Heating Systems

Apart from the abovementioned personal credit schemes, Syndicate Bank India also offers the following personal

credit schemes:

• SyndPravasi
• SyndMahila
• SyndMortgage
• Synd Solar Jyothi Scheme

Agricultural loans

Syndicate Bank offers a number of credit products to meet the financing needs of agricultural clients which include the following:

• Jewel Loan Scheme for Agriculture
• Synd Swarna Loan Scheme
• Farm Mechanisation Schemes
• Syndicate Farm House Scheme
• Development of Irrigation Infrastructure
• Finance for Hi-tech Agriculture
• Land Development Schemes
• Tenant Farmers Land Cultivation Loan Scheme
• Syndicate 2/3/4 Wheelers Scheme
• Purchase of Land for Agricultural Purpose
• Syndicate Kisan Credit Card (SKCC)
• Animal Husbandry Scheme
• Synd Kisan Sathi
• Scheme for Water Harvesting

Other priority sector loans

Syndicate Bank also offers other priority sector loans to various clients which include the following:

• SyndNivas
• SyndVidya
• SyndSmall Credit Scheme
• SyndNivas Plus
• Solar Water Heating Systems (only applicable for solar systems financed for industrial units)
• SyndSwarna Scheme
• Scheme for Financing Rural Tourism
• Synd Solar Jyothi Scheme (only applicable for solar systems financed for industrial units)

SyndSMECare

The SyndSMECare division of Syndicate Bank offers Credit Guarantee Scheme for Micro and Small Enterprises (CGSME).

SME Loans

Syndicate Bank has introduced a number of loan schemes to meet the financing needs of small and medium enterprises including the following schemes:

• Synd Vyapar
• Synd Udyog
• Synd Swarozgar Credit Card (SSCC)
• Synd Laghu Udhyami Credit Card (SLUCC)
• Synd General Credit Card (SGCC)
• Credit Linked Capital Subsidy Scheme (CLCSS)
• Technology Upgradation Fund Scheme (TUFS)

The prime lending rate (PLR) of Syndicate Bank is 12% with effect from 1st July, 2009. However, this rate is subject to adjustment from time to time.