Standard Chartered Bank Loans

Standard Chartered Bank loans are one of the most competitive loan products available in the market. All the loans offered by Standard Chartered Bank come with convenient repayment terms and affordable interest rates.

About Standard Chartered Bank Loans

Standard Chartered Bank loans have been designed in such a manner so that they suit the budgets of the borrowers properly. These loans come with excellent terms and conditions. Standard Chartered Bank is one of the most reputed foreign banking institutions in India and it offers a wide variety of loan and credit products to meet various needs of the customers. Given below are the different types of loans offered by Standard Chartered Bank:

Standard Chartered Bank loans – Personal banking division

The personal banking division of Standard Chartered Bank offers the following loan schemes:

Loan against Securities

If you own Mutual Funds, Shares, Government of India backed UTI Bonds, RBI Relief Bonds and India Millennium Deposits and you are looking for instant credit against them, then this loan can be a useful solution for you.

Loan against Property

If you own a residential or commercial property, you can qualify for this kind of a loan by keeping your property as security or pledge.

Home loan

A home loan from Standard Chartered Bank is a perfect solution for families which they can afford. Key benefits of home loans offered by Standard Chartered Bank include considerable savings and availability of a range of loans.

Personal loan

Standard Chartered Bank offers personal loans for fulfilling financial needs such as wedding costs, decorating your home, growing your business, financing higher education of children, a holiday trip or purchasing a personal computer. The schemes are really exciting and offered with competitive interest rates and easy repayment terms.

Loan against term deposits

You can get a loan against your term deposits with Standard Chartered Bank where you don’t have to compromise on the returns from your term deposits.

Standard Chartered Bank loans – SME banking division

The SME Banking division of Standard Chartered Bank offers the following credit products:

1) Loans

Loans offered by the SME banking division of SCB can be categorized into the following:

• Business Installment Loan
• Loan/Overdraft Against Property
• Business Equipment Loan
• Term Loan

2) Trade and Working Capital Finance

Trade and working capital finance products offered by SCB can be categorized into the following:

• Trade Services and working capital
• Express trade

Standard Chartered Bank loans – Wholesale banking

The wholesale banking division of Standard Chartered Bank offers the following credit products:

1) Corporate finance

The corporate finance products offered by Standard Chartered Bank can be categorized into the following segments:

• Structured finance
• Corporate advisory and finance
• Project and export finance
• Structured trade finance and financing solutions

2) Principal finance

The principal finance products offered by Standard Chartered Bank can be categorized into the following segments:

• Corporate and private equity
• Infrastructure
• Real estate

Standard Chartered Bank has every financial solution for every need of the customers. The credit and loan products of Standard Chartered Bank have been designed for various kinds of customers such as individuals, corporates, small and medium enterprises and others. Be it financing a home purchase or working capital needs of a business, Standard Chartered Bank has the right solution for you. All the loan products of Standard Chartered Bank have been tailored by concentrating on the particular needs of the customers.