St George Home Loan Rates
St George home loan rates varies from the kind of housing loan you opt for and its subsequent repayment tenure. The St George bank home loan rates are different for different home finance. The number of housing loan options they have are:
- Advantage package
- Standard Variable Rate Loan
- Fixed Rate Home Loan
- Portfolio Loan
- Basic Home Loan
- Introductory Rate Home Loan
- Low Doc Home Loan
- Low Doc Portfolio
- Seniors Access Home Loan
St George Home Loan Interest Rates
The St George bank charges variable and fixed rate of interest.
a. Standard Variable Rate Home Loan is 7.30% p.a
b. Fixed Rate Home Loan
| Term | Interest Rate (p.a) | Comparison Rate (p.a) |
| 1 year fixed | 6.29% | 7.35% |
| 2 year fixed | 6.14% | 7.22% |
| 3 year fixed | 6.24% | 7.15% |
| 4 year fixed | 6.84% | 7.29% |
| 5 year fixed | 6.84% | 7.25% |
c. Portfolio Loan
c.1.Variable Rate sub-accounts is 7.40% p.a
c.2. Fixed Rate Sub Accounts
| Term | Interest Rate (p.a) |
| 1 year fixed | 6.29% |
| 2 year fixed | 6.14% |
| 3 year fixed | 6.24% |
| 4 year fixed | 6.84% |
| 5 year fixed | 6.84% |
d. Basic Home Loan
| Term | Interest Rate (p.a) | Comparison Rate (p.a) |
| Basic Home Loan Rate | 6.72% | 6.77% |
| Basic Home Loan Promotional Rate (Loan amount < $250,000) | 6.63% | 6.68% |
e. Introductory Rate Home Loan
| Term | Interest Rate (p.a) | Comparison Rate (p.a) |
| 1 year introductory fixed rate | 6.14% | 7.33% |
| 1 year discount variable rate | 6.60% | 7.38% |
f. Low Doc Home Loan
| Variable rate | 7.45% p.a |
Fixed Rates
| Term | Interest Rate (p.a) | Comparison Rate (p.a) |
| 1 year fixed | 6.29% | 7.51% |
| 3 year fixed | 6.24% | 7.28% |
| 5 year fixed | 6.84% | 7.36% |
g. Low Doc Portfolio Loan
| Variable rate | 7.55% p.a |
Fixed Rates
| Term | Interest Rate (p.a) |
| 1 year fixed | 6.29% |
| 3 year fixed | 6.24% |
| 5 year fixed | 6.84% |
h. Relocation Home Loan
| Term | Interest Rate (p.a) |
| With end loan | 7.30%p.a |
| Without end loan | 7.30%p.a |
i. Senior Access Home Loan is at 8.30% p.a
j. Super Fund Home Loan
| Variable rate | 7.30% p.a |
Fixed Rates
| Term | Interest Rate (p.a) | Comparison Rate (p.a) |
| 1 year fixed | 6.69% | 7.48% |
| 2 year fixed | 6.54% | 7.39% |
| 3 year fixed | 6.64% | 7.35% |
| 4 year fixed | 7.24% | 7.53% |
| 5 year fixed | 7.24% | 7.52% |
The rates mentioned here are subject to change without prior notice.
For the current rates applicable on home loans you can either contact the bank on their number 13 33 30. The bank's home loan specialist will take care of your query and would give a suitable solution for the same. They would also respond to your email sent to the concerned department.
You can also have a look at the St George home loan rates by clicking on the link given below:
http://webapps.stgeorge.com.au/rates-net/rates.aspx?State=NSW&Category=Home+Loans
Last Updated On: 2011/12/21
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