|Filling up the St George home loan application form is made as simple as possible. The form can be either downloaded from their official website or can be availed from the bank's center. This is the last step of acquiring the home loan, as once you fill the form and submit it in the concerned department, the bank will then get in touch with you. In order to complete the home loan application form, you must make sure that you have all the required documents readily available.
Documents required for completing the application form of a housing loan:
In order to be eligible for a home finance, you must have a stable income for more than 3 years. You can either be self employed or employed in an organization. The maximum time taken for your St George home loan application to get processed is 5 to 7 days, but this will be done only after a thorough check up by the bank. The bank home loan specialists will visit you and once your application is submitted with the required documents your home loan will be processed. The bank has all the right to reject a particular application form if it feels that the documents submitted are not up to the mark. In case your application form is rejected, you will be given a valid reason for the same.
- Copies of your bank passbook and savings account statements of the past three months
- Proof of income. In order to provide income proof you will have to provide details of your income, gross and net income, employer's name and your name
- Employment letter or employment contract
- In case you are self employed, you will require copies of income tax return and financial statements for the past two years
In case you do not get any call from the bank for some reason you can call them on their number 13 33 30, any time between 8 am to 9 pm on all days of the week. You can get to know your application status from the home loan specialists.
For more details on the St George home loan application form you can log on to the link given below: