SBI Commercial Loans

SBI Commercial or SBI Commercial and International Bank Ltd. is a wholly owned subsidiary of State Bank of India. The bank offers a number of financial products and services to the customers. SBI Commercial loans are one of the most popular loan products among the Indian borrowers.

About SBI Commercial Loans

SBI Commercial loans are innovative loan products offered by SBI Commercial and International Bank Limited. All the loan schemes of SBICI come with attractive rates and terms. The repayment periods are also scheduled in a manner that suits the budget of the common borrowers. SBI Commercial loans can be categorized into the following types:

SBI Commercial loans – Personal banking

The personal banking division of SBI Commercial offers the following loan products:

Education Loan

It is a perfect financing scheme to pursue higher education in India and abroad.

Money against Shares and Securities

You can get an overdraft/loan of upto Rs.25 lakhs by pledging your equity shares and securities such as Kisan Vikas Patras, National Savings Certificates and LIC policies.

Vehicle Loan

You can use this loan for purchasing new and old cars.

Personal Loan

An ideal loan product to fulfill your personal needs such as wedding, travel expenses, decorating your office, healthcare and other purposes.

Mortgage Loan

It is a general purpose loan offered by SBI Commercial.

Consumer Loan

You can use this loan for purchasing consumer durables, furniture and furnishings, personal computers and jewellery.

Own-A-Home-Loan

For purchase/construction/renovation of a flat or home or purchase of a plot for building a house thereon.

SBI Commercial loans – Corporate banking

The corporate banking division of SBI Commercial offers the following loan schemes:

Import Finance

Under this scheme, loan is provided to the importers to help their financing requirements.

Bank Guarantees

SBI Commercial also offers bank guarantees to mitigate business risks of the customers.

Export Finance

SBI Commercial also offers export finance schemes to help exporters meet their financial needs and grow their business.

Working Capital Finance

Ideal financing scheme to meet the day to day working capital needs of businesses.

Term Loans

SBI Commercial also offers small term loans to small and medium enterprises and other businesses.