The bank offers some unique SBI Housing Loan facilities like free personal accidental insurance cover and optional group insurance form SBI Life. The SBI Housing Loan offers you the facility to club your income with the income of your spouse and children to get th maximum loan amount. You can also club the expected accountable rent from the mortgaged property to get the correct loan amount. There are special facilities for the teachers, Govt. employees and for the employees of public sector oil companies. Attractive EMI facilities and application of interest in the daily diminishing balance basis make the SBI Housing Loan more desirable.
SBI Housing Loan also offers complementary international ATM and debit card, SBI classic or international credit cards. The loan offers you option of E banking. For the personal remittance and collection of out station checks the bank offers 50% concession in charges.
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