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SBI Housing Loan

SBI Housing Loan is one of the most simple and customer friendly home loan across the India. The housing loan offers many facilities to the customer that help them materialize their dream home plans better. The SBI Housing Loan comes with attractive packages and exclusive benefits.

The SBI Housing Loan can be taken for various purposes. You can take the loan for purchase or construction of new house or flats or for purchasing an existing house or flat. The loan can be taken to purchase a plot from construction of house. For the extension, repair, renovation and alteration of an existing house you can also avail this loan. The SBI Housing Loan also include purchase of furnishings and consumer durables . You can also apply for this loan to takeover an existing loan from other banks and housing finance companies.

Any person with minimum 18 years of age an with a steady source of income can apply for the loan and the maximum repayment age is 70years. If you are aged between 21-45 years you can get loan up to 5 times your net annual income and if your age is above 45 years you are entitled for a loan amount of 4 times you net annual income.

The bank offers some unique SBI Housing Loan facilities like free personal accidental insurance cover and optional group insurance form SBI Life. The SBI Housing Loan offers you the facility to club your income with the income of your spouse and children to get th maximum loan amount. You can also club the expected accountable rent from the mortgaged property to get the correct loan amount. There are special facilities for the teachers, Govt. employees and for the employees of public sector oil companies. Attractive EMI facilities and application of interest in the daily diminishing balance basis make the SBI Housing Loan more desirable.

SBI Housing Loan also offers complementary international ATM and debit card, SBI classic or international credit cards. The loan offers you option of E banking. For the personal remittance and collection of out station checks the bank offers 50% concession in charges.

To know more about Banks Providing Home Loans in India keep reading Homeloanshub.

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