Ratnakar Bank Loans

The Ratnakar Bank Ltd, one of the leading scheduled commercial banks in Maharashtra, is known for the innovative range of loan products it offers to the customers. Ratnakar Bank loans have everything to offer borrowers who are looking for financial solutions to meet their various needs.

About Ratnakar Bank Loans

Ratnakar Bank loans come with excellent terms and convenient repayment tenors. Loan programs offered by Ratnakar Bank are also popular for the attractive interest rates. All the loans have been designed to suit the budget of the borrowers. Ratnakar Bank loans can be categorized into the following types:

Housing loans

Housing loans from Ratnakar Bank are ideal financing options for purchasing or constructing houses/flats.

Car loans

Car loan schemes from Ratnakar Bank are cost-effective and individualized loan programs for purchasing vehicles.

Two wheeler loans

Two wheeler loans from The Ratnakar Bank Limited are ideal financing schemes for purchasing your dream two wheeler.

Agricultural loans

You can use these loans from Ratnakar Bank to grow your agribusiness. Both transportation vehicle and farm mechanization schemes are available. You can purchase the following vehicles and equipments through these loans:

• Thresher/harvester machines/Power Tillers
• Tractor - Trailer and Agricultural equipment
• Two Wheeler for agriculture purpose.
• Four Wheelers for agriculture purposes, for example Jeeps
• Trucks & other vehicles - For agricultural commodities/manufactures transportation purpose.

Educational loans

These loans from Ratnakar Bank Ltd. are ideal financing option for pursuing higher education in India or abroad.

Consumer loans

You can use the consumer loans from Ratnakar Bank Limited for purchasing consumer durables and household appliances.

Commercial credit loans

Ratnakar Bank Limited commercial credit loans are good financing options for various business enterprises to run their day to day operations and meeting their varied financial needs.

Loan for professionals/purchasing medical equipments

You can use this loan for upgrading your office or hospital. This is an ideal financing option for establishing dispensaries, clinics, offices, upgradation of infrastructure, medical equipments, office equipments, machinery and so on.

Super secured loan scheme

The Super Secured Loan Scheme from Ratnakar Bank has been designed for fulfilling personal requirements such as making tax-saver investments such as Personal Provident Fund (PPF), National Savings Certificates (NSCs), financing higher education and wedding expenses. You can take out such a loan against your current LIC policies/NSCs.

Sanjeevani Mortgage Loan Scheme

You can use this loan scheme to fulfill your urgent financial requirements. It is a term loan program for fulfilling financial requirements of individuals and businesses.

Ratna - Trade

Ratna Trade Scheme from this bank can be used for fulfilling working capital finance needs. This is a new loan scheme which has been introduced by Ratnakar Bank Limited as a cash credit facility for traders and business enterprises.