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Ratnakar Bank Home Loans Rates

If you are looking for one of the best home loan interest rates in the market, then Ratnakar Bank Ltd. can help you find one. Ratnakar Bank home loans rates are one of the best and most competitive rates in India.

About Ratnakar Bank home loans rates

Ratnakar Bank home loans rates are truly attractive and affordable. The table given below will help you know about the interest rates charged on home loan products offered by The Ratnakar Bank Limited:

Housing Loan (Old Scheme) Fixed interest rate (%) with effect from 20.02.2009 Fixed interest rate (%) with effect from 20.07.2009
Up to Rs. 1.00 Lakh 5.00 5.00
More than Rs. 1.00 Lakh 9.50 9.50
Housing Loan (New Scheme)    
Up to Rs. 1.10 Lakh 5.00 5.00
More than Rs. 1.10 Lakh to Rs. 5.00 lakh 10.00 10.00
More than Rs. 5.00 lakh 11.00 11.00


In case of home loans from Ratnakar Bank under the Priority Sector Advances Scheme, the interest rate is as follows:

Housing Loans Interest rate (%) with effect from 02.02.2009  Interest rate (%) with effect from 20.07.2009  
 Up to Rs.30.00 Lakh Fixed 11.00 Fixed 11.00 Floating PLR-3%
More than Rs. 30.00 Lakh Fixed 12.00 Fixed 12.00 Floating PLR-2.5%




To be precise, Ratnakar Bank home loans rates are one of the preferred rates when it comes to borrowing a home loan. These rates can help you save money on your monthly installments and make your loan repayment easier. You can go and talk to your nearest branch of Ratnakar Bank Limited to find out what kind of rate you are eligible for.



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