RAMS Home Loan Rates

RAMS home loan group promises housing loans at affordable rates. Not only that, but, the RAMS home loans interest rates are comparatively lesser as compared to other financial institutions in Australia. It charges two different rate of interests. One is the standard variable rate and the second is the

comparison rate. The RAMS home loan interest rate charged at standard variable rate is 5.59% pa and the rate of interest charged at the comparison rate is 5.65% pa. RAMS understands that the interest rate is one of the major part of home loan. Heavy interest rates charged would also disappoint the customer and sometimes even lead to canceling the plan of investing in a housing loan. It is always best to go in for a home loan that fits in to your budget and family requirements without much of a problem.

RAMS Home Loan Interest Rates

RAMS charges interest rates on different home loan packages differently. Lets have a glance at them one by one.

1. RAMS Basic : 5.06%
2. RAMS Smart way: 5.49%
3. RAMS IO Maximizer: 4.84%
4. RAMS Standard Variable: 5.59%
5. RAMS Rate Relief: 4.69%
6. RAMS Easy Start: 4.84%
7. RAMS Line of Credit: 5.59%

Apart from the above mentioned interest rates, RAMS has the Smart way Pro Pack charged at 4.99% and 4.89% respectively. Both are applicable on housing loans of $2,50,000 and $5,00,000. The minimum amount of home loan that you will be given is $1,00,000.

For more on lending rates, interest rates and other repayment options you can log on to their official website. You can also call them up on 13 7267 which is there customer care number. This number is operational on all days of the week between 8.am to 9.pm. Full details on home loans are only available on application. Although, the customer care department would give you details on the interest rate suiting your needs. You can also click on the link below for more information on the same http://www.rams.com.au/default.asp?page=/home+loans/interest+rates +%5C+fees .