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Punjab and Sind Bank Loans

Punjab and Sind Bank loans are one of the most competitive loan products that you will find in the present day Indian loan market. All the loan products offered by Punjab and Sind Bank are affordably priced and carry a host of features and benefits.

About Punjab and Sind Bank Loans

Punjab and Sind Bank loans have been innovatively designed to meet a variety of needs of the customers. All the loan products launched by Punjab and Sind Bank boast attractive interest rates and convenient repayment terms to fit the budgets of the borrowers. Given below are the different types of loan programs and advances offered by Punjab and Sind Bank:

Priority Sector Advances

The priority sector advances offered by Punjab and Sind Bank can be categorized into the following types:

  • P&SB Policy for financing of Small and Medium Enterprises (SMEs)
  • P&SB Kisan Credit Card Schemes
  • P&SB Scheme for financing of old tractors
  • P&SB tractor finance and tractor welfare fund scheme
  • P&SB scheme for financing farmers for buying land for agricultural purpose
  • P&SB drip irrigation scheme
  • P&SB scheme for financing of commission agents/aahrtias
  • P&SB scheme for financing of two wheelers to farmers
  • Scheme for financing Self Help Groups (SHGS)
  • P&SB scheme for financing of combine harvesters
  • P&SB scheme for financing handicapped loan assistance scheme for agricultural operations
  • P&SB Kheti Udyog Khazana Yojana (KUKY)
  • P&SB Scheme for eco-hatchery for carp seed production and extension services
  • P&SB Scheme for vermi - compositing unit
  • P&SB Scheme for plant protection service centre
  • P&SB Scheme for soil water quality and inputs testing laboratory services centre
  • P&SB Scheme for agro service centre - agricultural machinery/equipments and primary processing
  • P&SB Scheme for horticulture clinic and business centre
  • P&SB Scheme for private veterinary clinic with small dairy unit
  • P&SB Scheme for agro service centre-farm machinery
  • P&SB Scheme for private veterinary clinic with retail outlet for feed & medicine
  • P&SB Scheme for private artificial insemination centre



Housing Loan

Housing loan schemes from Punjab and Sind Bank are ideal financing options for purchasing plots, construction/purchase of properties and other purposes.

Conveyance financing

Conveyance financing schemes of Punjab and Sind Bank are meant for purchasing automobiles under the most suitable terms and conditions. You can use it for purchasing either a new or old car.

Consumer loans

Consumer loans from Punjab and Sind Bank help you finance purchase of consumer durables.

Personal loans

Personal loans offered by Punjab and Sind Bank are good financing options to fulfill any valid financial need such as healthcare costs, wedding expenses, higher education, household needs or a holiday trip.

Education loans

Education finance schemes offered by Punjab and Sind Bank are perfectly designed to finance higher educational programs for students in India and abroad.

Other loans

Besides the abovementioned loans, Punjab and Sind Bank also offers some other types of loan programs which include the following:

  • P&SB scheme for eating joints
  • P&SB loan scheme for skill enhancement and education of construction workers
  • P&SB artisan credit card (ACC) scheme
  • P&SB special scheme for insurance agents
  • P&SB Diamond Krishi Card
  • P&SB Udyogini Scheme
  • P&SB scheme for working capital requirement for Retail traders
  • P&S Bank special scheme for loan against rent receivables
  • P&S Bank special scheme for doctors




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