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Punjab and Sind Bank

Punjab and Sind Bank is a government of India undertaking. It is a leading financial services provider in Northern India. The bank is headquartered in New Delhi.

About Punjab and Sind Bank

Founded in 1908, Punjab and Sind Bank started its operations with the objective of enhancing the standard of living of the poor people. The bank has gradually grown into a financial giant with 918 branches and 61 ATMs throughout the country. The founders of of Punjab and Sind Bank were visionaries like Sir Sunder Singh Majitha, Bhai Vir Singh and Sardar Tarlochan Singh. The bank is committed to assist the economically weaker segment of the society and has made significant achievements regarding this commitment.

Currently, the Chairman & Managing Director of the bank is Sardar G.S. Vedi.

Punjab and Sind Bank products and services

Punjab and Sind Bank has an array of services to fulfill various needs of the customers. The innovative products and services of the bank are listed below:

Domestic Products


1) Savings Account

  1. Saral Savings Scheme
  2. Saving bank account

2) Fixed Deposit

  1. Fixed Deposit Scheme Ordinary
  2. Saving With Smile Deposit Scheme
  3. Short Term Deposit Scheme
  4. Capital Gain Deposit Scheme
  5. Harhi Savni (Rabi Kharif) Jama Yojna
  6. PSB Fixed Deposit Tax Saver Scheme

Both senior citizens and Staff/ex-staff members of the bank are going to get additional benefits and extra interest from the fixed deposit schemes.

3) Recurring Deposit


  1. Priority Sector Loans
  2. BPLR
  3. Conveyance Loan
  4. Housing Loan
  5. Personal Loan
  6. Consumer Loan
  7. Debt Restructuring
  8. Education loan
  9. FPC Lending
  10. Other loans

International Banking

NRI Services

  1. Non resident (external) rupee account (NRE)
  2. Foreign currency non-resident (FCNR) accounts (banks) scheme
  3. Ordinary Non-Resident (NRO) Account

For NRIs

  1. Investments on repatriation basis
  2. Investments on non-repatriation Basis
  3. Facilities for returning NRIs/PIOs
  4. Investment in immovable property
  5. Transfer of funds facility through Western Union

Gold Card Scheme for exporters

IBDs (International Banking Divisions)

SWIFT Branches




Services for Public

  1. Locker facilities
  2. ATM branches
  4. Credit cards (Blue, Silver and Gold Card)
  5. PSB e-funds transfer

Tie ups with other banks and financial institutions

Punjab and Sind Bank (PSB) has tie-ups with other banks and financial institutions namely ICICI Bank (for credit cards), Tata Motors (for commercial vehicle loans), Maruti Suzuki (for car loans), Bajaj Allianz (for general insurance) and Aviva Life (for life insurance).

The Punjab and Sind Bank ICICI Bank Credit Card offers the following benefits:

  1. Revolving Credit Facility
  2. Maximum Interest Free Credit period
  3. Powerful Rewards Programme
  4. Powerful Insurance benefits
  5. Purchase Protection
  6. Free Add-On Card
  7. Worldwide Acceptance
  8. Limited Lost Card Liability
  9. Self Set Limits
  10. Balance Transfer Facility

ICICI Bank is a leading credit card issuer in India. This co-branded credit card is attracting lots of new customers and is a lifetime free card with no issuance and renewal charges.

Punjab and Sind Bank Contact Details

Head Office
1st Floor, 21, Rajendra Place,
New Delhi-110008
Tel: 011-25719082


Punjab and Sind Bank


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