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Punjab National Bank

Incorporated in 1894, Punjab National Bank is one of the biggest public sector banks in India. It was established under the Indian Companies Act.

About Punjab National Bank

Punjab National Bank was founded in Lahore in 1894. The bank has grown into the 2nd biggest public sector bank in India. With a history spanning more than 100 years, the bank now has 5002 branches and more than 56 million satisfied clients.

Punjab National Bank is a leader among the public sector banks in India. The brand image, strong fundamentals and great franchise value are the things that have made PNB special. It is recognized as one of the best service brands in India. The bank has a range of innovative products and services including banking, debit card and credit card business, life and non life insurance, bullion business, asset management and gold coins. The present chairman and managing director of PNB is Mr. K. R. Kamath.

The bank started its journey way back in 1895 and it was the only bank in India which began operating with Indian capital. The bank has grown significantly since then and the total business of PNB has crossed Rs 435931 crore. Punjab National Bank is the third biggest bank in India (following SBI and ICICI Bank) and the second biggest nationalized bank in India. The bank has a wide network of 5002 branches that include 5 international branches. The bank keeps on maintaining its leadership in the Indian banking sector. In terms of deposits, loans, number of branches, assets, amount of total business, operating and net profit, Punjab National Bank has achieved the top position among the public sector banks in India. All branches of PNB are CBS (Core Banking Solution) branches. The bank has also come up with Internet banking services and has 350 ATMs. The ATM Network of PNB is one of the biggest networks among public sector banks. The corporate office of PNB is located in New Delhi.

International presence of Punjab National Bank

The international branches and representative offices of PNB are located in the following regions:

  1. Dubai
  2. Kabul
  3. Hong Kong
  4. Almaty
  5. Oslo
  6. Shanghai
  7. London
  8. Nepal
  9. Bhutan

Subsidiaries of PNB

Given below are the names of the subsidiary companies of PNB:

  1. PNB Gilts Ltd.
  2. PNB Housing Finance Ltd.
  3. PNB (IL)

Products and services of Punjab National Bank

The products and services offered by PNB include the following:

Personal Banking

Current account

  1. PNB Vaivhab
  2. PNB Smart Roamer
  3. PNB Gaurav

Savings fund account

  1. Total Freedom Salary Account
  2. PNB Prudent Sweep
  3. PNB Mitra SF Account
  4. PNB Vidyarthi SF Account

Credit schemes

  1. Car finance
  2. Housing loan (PNB Flexible Housing Loan)
  3. Professional Loan
  4. Personal Loan
  5. Loan against mortgage of property
  6. Personal Loan scheme for pensionholders
  7. PNB Financial Basket Scheme
  8. Privilege Card Scheme
  9. Educational loan scheme (Sarvottam Shiksha and Vidya Lakshapurt)
  10. Other credit schemes

Fixed deposit schemes

  1. Anupam Account
  2. Spectrum Fixed Deposit Scheme
  3. Special Fixed Deposit Scheme
  4. Multi Benefit Deposit Scheme
  5. PNB Swecha Jama Yojana/Flexi RD
  6. Recurring Deposit Scheme

Social banking


  1. Krishi Card
  2. PNB Farmers Welfare Trust
  3. Agricultural Credit Schemes


  1. Mahila Udyam Nidhi Scheme
  2. Scheme for housewife and other women

Corporate Banking

  1. EXIM Finance
  2. Loan Against Future Lease Rentals
  3. Gold card scheme for exporters
  4. Cash management services

Business sector

Traders finance

SSI Sector

  1. SSI Charter
  2. Sarthak Udhami
  3. PNB Karigar Credit Card
  4. PNB Vikas Udhami
  5. PNB Laghu Udhami Credit Card
  6. PNB Kushal Udhami
  7. PNB Pragati Udhami

Punjab National Bank Contact Details

Head Office
7, Bhikhaiji Cama Place,
New Delhi - 110 066
Telephone: 91 - 11 - 26102303
Fax: 91 - 11 26196456


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