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Oriental Bank of Commerce

Founded in 1943, Oriental Bank of Commerce is one of the most admired public sector banks in India. On its way towards success, it has made a number of acquisitions.

About Oriental Bank of Commerce (OBC)

Oriental Bank of Commerce was established in 1943. The bank started its operations in Lahore, Pakistan. The founder of the bank was Rai Bahadur Lala Sohan Lal who was also the first chairman of the bank. Oriental Bank has gone through a lot of upheavals but it managed to overcome those disruptions. The time period of 1970 to 1976 was the most difficult period in the history of Oriental Bank of Commerce. The collective effort of the employees and the management played a key role behind the bank’s recovery from that situation. This was a defining moment in the bank’s history.

Oriental Bank of Commerce was nationalized in 1980. Currently, it is one of the most efficiently performing banks in India. The bank has made its mark in different areas which includes accomplishment of 100% CBS. Oriental Bank of Commerce is known for its minimum staff expenditure against maximum productivity in the banking sector. At present, the Chairman and Managing Director of OBC is Shri T.Y. Prabhu. The bank has 1,508 branches in all and more than 1,000 ATMs. Total business of OBC has crossed Rs. 2 Lakh crores and the customer base has surpassed 13.5 million.

Products and services of Oriental Bank of Commerce

Given below is an all-inclusive list of products and services offered by Oriental Bank of Commerce:

Deposit Schemes

  1. OBC Aadhar
  2. ORIENTAL 500
  3. Basic Banking Account
  4. Flexi Fixed Deposit Scheme
  5. Current Accounts
  6. Saving Accounts
  7. Tax Saving Term Deposit
  8. Term Deposit
  9. Jeevan Sarathi for PH
  10. Variable Progressive Deposit
  11. Unnati Deposit Scheme
  12. Pragati Deposit Scheme


Vehicle/Car Loan Scheme

Housing Loan

Personal Loan Scheme

Educational Loan Scheme

Loans to Professionals

Loans to Doctors

Loan to Defence Personnel

Clean Loan to Traders

Loan to SMEs

  1. Loan to SMEs
  2. Debt Restructuring Scheme (DRS) for SMEs (Small and Medium Enterprises)
  3. List of Regional MSME Centers

Loan to Women

  1. Scheme for Professional & Self Employed Women
  2. Oriented Mahila Vikas Yojana
  3. Scheme for Financing Working Women
  4. Scheme for Beauty Parlor/Saloons/Boutiques/Tailoring

Agriculture Loan Scheme

  1. Composite Credit Scheme for Agricultural Leading
  2. Kisan Credit Card-Oriented Green Card (OGS)
  3. Advance against Warehouse Receipts to Farmers
  4. Overdraft Facility to Farmers
  5. Agriculture Clinic & Agriculture Business Centers
  6. Purchase of Land for Agriculture Purposes
  7. Scheme for Financing Commission Agents
  8. Financing Two/Three Wheelers to Farmers
  1. Scheme for Financing Farmers for Purchase of second hand Trucks and Other
  2. Schemes for Financing Farmers for Purchase of Trucks and Other
  3. Scheme for Financing Working Capital Requirement of Cold Storage
  4. Scheme for purchase of Tractor
  5. Scheme for purchase of Second Hand Tractor
  6. Scheme for Financing Timber Merchants and Saw Mills
  7. Agricultural Loan against security of Gold Jewellery

Other Loan Schemes

  1. Loan against Govt. Securities
  2. Swarojgar Credit Card Scheme
  3. Laghu Udhami Credit Card-Oriented business Card Scheme (OBCS)
  4. Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)


NRI Services
  1. Facilities
  2. Representative Office - Dubai
  3. PIO
  4. NRI
  5. Mode of Remittance
  6. How to Open the Account

Types of Accounts

  1. Non-Residence Ordinary (NRO)
  2. Non-Residence External (NRE)
  3. Resident Foreign Currency
  4. Foreign Currency Non-Residence

Internet Banking Services

Accounts Related Operations

  1. View transactions
  2. Online Balance Inquiry
  3. Cheque Status Inquiry
  4. Statement of Account – For a particular period, limit of Cheque nos & Amount
  5. Stop Payment of Cheques
  6. Clearing Instruments Inquiry

Fund Transfer Operations

  1. Funds Transfer to own accounts
  2. Funds Transfer to other accounts within Core Banking Branches of OBC

Oriental Bank of Commerce Contact Details

Head Office
Harsha Bhawan, E- Block,
Connaught Place,
New Delhi – 110001
Telephone Nos.:

Toll Free Customer Care No. :1800-180-1235
Toll Free ATM Help Desk No. :1800-345-2424

91-11-47651186, 47651841, 47651820, 47651137, 47651154, 47651313 (Harsha Bhawan)


Oriental Bank of Commerce


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