With over 200 retail offices and more than 1,300 mortgage consultants nationwide, Metlife is spread throughout the US. In the year 2008, the Metlife bank acquired the First Horizon Home Loans and ever since this acquisition the it is called as the Metlife home loans. The Metlife home loan serves a number of buyers who approach the bank for different services. Out of them, some are first time home buyers, some simply want to invest in to property and some might want to refinance an existing loan previously taken from a different financial institution. The Metllife home loan has solutions for all such customers whose wants are different. Metlife provides wide variety of Products and Services to its customers. Metlife home loans provides competitive rates, easy application process and great service. The various financing options that metlife home loans offer are:-
Metlife has a Wholesale division through which serves mortgage brokers and their clients.
- Fixed-rate loans
- Adjustable-rate loans(ARMs)
- Flexible products for first-time homebuyers
- FHA and VA loans
- Reverse Mortgages
Metlife Home Loan Interest Rates
Before availing a housing loan, it is always better to plan out all the present and future expenses in advance. The home loan borrower must keep in mind the affordable down payment charges, mortgage rates, reverse mortgage and the maximum possible monthly payment. The interest rates start from as low as 2.25% and goes on as the loan amount increases. The fixed rate of interest however remains constant till the very end of the home loan repayment. The adjustable rate of interest can be adjusted after every 6 months according to the budget of the customer.
Metlife Home Insurance
Metlife home insurance is available for landlords as well as renters. It provides coverage for your home and belongings of your home, in case of any Property damage due to lightening, smoke, fire and theft. The policy provide coverage for Property damage, belongings(furniture, clothes, electronic equipments etc) of your home and court fees and other liabilities. It provides 24 hours claim service
Metlife Home Loan Modification
Metlife home loans also offers several modification program to fit in to the requirements without much of a problem. The modification program modifies the housing loan previously availed and tailors it in a way that it suits the budget of the customer. Metlife home loan modification program has been introduced recently so that home finance does not become a burden on the borrower. Home loans are modified if a borrower is unable to pay the heavy interest rate and repayments. You will have to contact the bank officials personally if you wish to get your home finance modified.
Metlife Bank Online
The bank also has introduced an online banking system with the help of which home loans account can be accessed online. You can find out the required payments and pay the amounts online itself. The online banking has made life easier for the borrowers. All you need is to sign in to your account with the help of a login id and a password. The login id and password provided to each customer is unique and therefore there it does not leave out any chances of creating a confusion.
Metlife Home Loan Customer Service
The bank's customer service department handles customer's complaints if any, and solves it as soon as possible. For the Metlife bank, customer satisfaction is given top priority and no compromises are made in the same. The customer service of the bank is 1-888-638-6964. This number can be accessed at any time as the customer service department works round the clock. It gives you all the required information and puts and end to your searches.