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Kotak Home Loans

Kotak Bank home loans are innovative housing finance solutions that are getting more and more popular in India. Kotak Mahindra Bank provides highly personalized home loan programs to meet diverse needs of the home buyers.

About Kotak Mahindra Bank Home Loans

Kotak Bank home loans come with attractive interest rates and flexible repayment terms. The bank assigns a committed manager who guides consumers through the whole procedure, beginning with completing the application forms and closing the loan disbursal procedure. The entire home buying process becomes easier for you. On certain occasions, it is not possible for the customers to get the spare time from their busy work schedules. The doorstep banking services offered by Kotak Mahindra Bank makes the entire home buying procedure faultless and enjoyable. An association that is joyful from the very beginning is stretched out with the personalized care that the customer receives during the loan repayment period and further than that.

Kotak Mahindra Bank feels that for being successful, they not only have to provide competitive products but also the most effective services, especially value added services and advantages. In a competitive housing loan market where the basic loan product is mostly akin, the distinction is the capacity of Kotak Mahindra Bank to absolutely know the requirements of the customers and design the products accordingly. With this thing in consideration, Kotak Mahindra Bank keeps on innovating loan products all the time on the basis of communication with the customers.

Purchasing a home is an important decision in your life and you should get the right bank to take you through the entire way.

Benefits and features of Kotak Mahindra Bank home loans

Given below are the key benefits and features of Kotak Mahindra Bank home loans:

  • High eligibility for business professionals
  • Attractive interest rates that help you save money
  • Doorstep service
  • Faster turnaround time
  • Easy paperwork
  • Insurance options for covering your home loans at affordable premium costs
  • Assistance at every phase of the loan
  • Expert recommendations (both legal and technical)
  • Easy loan installments



Documentation necessary for Kotak Mahindra Bank home loans

Given below are the paperworks that are necessary while applying for a Kotak Mahindra Bank home loan:

Besides the filled out application form, Kotak Mahindra Bank will usually tell you to furnish the documents listed below:

  • Address/residential proof and age proof
  • Bank account information and income proof
  • Proof of academic qualifications
  • Identification proof

Eligibility Criteria for Kotak Mahindra Bank home loans

The amount of loan to be offered and eligibility criteria are dependent on the repayment ability of the loan applicant. The ability to repay a loan is ascertained on the basis of elements like yearly and monthly income, credit and savings history, source of income, age, work experience, number of dependants, academic qualifications and the likelihood of the individual remaining in the same employment. In case of self employed individuals, an audited profit and loss account and the balance sheet for the past 3 years will be necessary. With this information, Kotak Mahindra Bank can evaluate and offer a qualified borrower a property/home loan in India.
Below is the Kotak Home Loan EMI calculator. You can enter your details and get the amount of monthly installments.

Home Loan Calculator

 
The installment will not include any processing fee or charges which are applicable as per the rules of finance providing Authorities.
 
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