IDBI Bank Ltd Loans
Currently, IDBI or Industrial Development Bank of India is one of the fastest growing banks in India. The bank comes with a comprehensive array of deposit and loan products for different types of customers. IDBI Bank Ltd loans are becoming more and more popular among Indian borrowers.
About IDBI Bank Ltd Loans
IDBI Bank Ltd loans have been devised to serve different segments of the society such as individual clients, corporate clients, small and medium enterprises and agricultural clients. Given below are different types of loans offered by IDBI Bank to fulfill diverse needs of the customers:
1) IDBI Bank Ltd loans – Retail Banking
The retail banking division of IDBI Bank provides a broad variety of loan schemes to meet all the potential requirements of the borrowers such as purchasing a home, financing higher education of children, a holiday trip or purchasing a laptop computer. Given below are the different types of retail loan products offered by IDBI Bank Ltd:
- Loan Against Property
- Home Loans
- Personal Loan
- Education Loan
- Reverse Mortgage Loan
- Loans Against Securities
- Vehicle loans
- Consumer Durable Loan
IDBI Bank Ltd loans – Corporate Banking
Industrial Development Bank of India also offers easy financing solutions for
- Non-Fund based financial assistance
- Fund-based financial assistance
- Project Appraisal
- Liability and Transaction Banking Products
- Securitization and Structured Product Services
- Advisory Services
- Cash Management Services
- Film Financing Scheme
- Environmental Services
- Debt Syndication
- Carbon Credit
- Tax Payment
- TUFS (Technology Upgradation Fund Scheme for Textile and Jute Industries)
- Trade Finance
IDBI Bank Ltd loans – SME Financing
IDBI Bank has tailored a number of financing schemes to serve the needs of small and medium enterprises (SMEs). SME financing schemes of IDBI Bank are offered to manufacturers, vendors, dealers, transport operators, medical practitioners, information technology service providers, self employed individuals and professionals. Products for start-up businesses are also available. For making things simpler for SMEs, IDBI has launched collateral free loans where you don’t need to furnish a security against the loan. Given below are the SME financing products of IDBI Bank:
- Dealer Solutions/Dealer Finance
- Sulabh Vyapar/Business Solutions
- Financing schemes under CGFMSE
- Vendor Solutions/Vendor Financing
- Finance to Medical Practitioners
- Loans to Small Road & Water Transport Operators
- Working Capital Finance to Information Technology & Information Technology Enable Service Companies
- Loans to professionals & self employed
- Entrepreneurial Development Fund
- Loans Against the Security of Future Credit Card Receivables
- SME Hosiery Current A/c
- Laghu Udhyami Credit Cards (LUCC)
IDBI Bank Ltd Loans – Agricultural Financing
Agriculture is the principal source of income for the greater part of the population of India. The agricultural sector also generates a lot of employment opportunities. In order to fulfill the financing needs of priority sector businesses and agribusinesses, IDBI Bank has introduced a host of agricultural financing products which includes the following:
- Financing Wells
- Lift Irrigation Schemes
- Loan For Land Development
- Loans For Bullock Carts and Pairs
- Dairy Loans
- Loans For Sheep and Goats Rearing
- Financing Piggery Unit
- Bee Keeping (Apiculture) Madhu Makshika Palan
- Farm Mechanization
- Funding Minor Irrigation Schemes
- Loans For Purchase of Plots
- Gardening and Forestry Development Loans
- Two Wheeler Loan to Farmers
- Poultry Farming
- Fisheries Loans
- Loan For Silk Production
- Bio Gas
- Loan For Construction and Running Storage Finance
- Agri Clinic and Agri Business Centers (ACABCs)
- Dealer Finance Program
- Financing Hi-Tech Projects in Agriculture
- Contract Farming
- Loans to Micro Finance Institution (MFI)
Last Updated On: 2011/05/01
Comment