| Charges |
Amounts |
| Loan Processing Charges / Renewal Charges |
0.5% of the loan amount or Rs. 1500/- (Rs. 2000/- for Delhi, Mumbai & Bangalore), whichever is higher along with applicable Service Tax and Surcharge |
| Charges for delayed payment |
Home Loans : 2% per month
Home OD : 1.5% of the amount due conditional on a minimum of Rs. 500/- and maximum of Rs.5000/- |
| Prepayment Charges |
NIL - 2% along with applicable Service Tax and Surcharge on total prepaid amount |
| Charges for switching from floating to fixed rates of interest |
1.75% on principal amount due |
| Charges for switching from fixed to floating rates of interest |
1.75% on principal amount due |
| Document Recovery Charges |
Rs. 500/- |
| Cheque Swap Charges |
Rs. 500/- |
| Cheque bounce charges |
Rs. 200/- |
| Statement of Account |
Rs.100 per statement (includes Service Tax) |
| Amortisation Schedule |
Rs.100 per schedule (Includes Service Tax) |
| Foreclosure Statement |
Rs.100 per statement (Includes Service Tax) |
| Revalidation of No Objection Certificate |
Rs.100 per NOC (Includes Service Tax) |
| No Due Certificate/Duplicate No Objection Certificate |
Rs.100 (Includes Service Tax) |
| Final Income Tax Certificate |
Nil |
| Interim Income Tax Certificate |
Nil |
| Interest Certificate |
Nil |
| Copy of Agreement |
Nil |
| Alteration of Address |
Nil |
| No Due Certificate/No Objection Certificate |
Nil |
