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ICICI Home Insurance

Home is our most prized possession. We want to make our home safe and secure from natural and man-made disasters. ICICI Home Insurance Plan ensures you peace of mind by protecting the structure and the contents of your home- like furniture, durables, utensils, jewelry and clothes etc. you have the option of buying ICICI Home Insurance for your building (structure) only or only the contents (belongings) of your home or both.

The ICICI Home Insurance policy covers any damage or losses to the structure and contents of your home due to any natural and man made catastrophes and in case of burglary or attempted burglary the insurance plan covers up to 25% of the total sum insured or Rs.1 lac for jewelry and precious stones. The ICICI Home Insurance Policy insures the structure of your home. The coverage of the insured structure is based on the cost incurred to reconstruct the home if it is damaged and not on its market value. The sum insured is calculated by multiplying the built up area of the house with the cost of construction per square feet. For example if the built up area of your house is 900 sq ft and the cost incurred to construct it is Ra.

1000 then the sum of your home insurance is Rs. 9lacs.

The Coverage's of ICICI Home Insurance for your home and belongings from the following calamities

Landslides and rockslides
Riot, strike & malicious damage
Storm, cyclone, tempest, tornado, hurricane,
Damage due to impact by vehicles
Explosion & implosion
Missile testing operation
Aircraft damage
Bursting and/or overflowing of water tanks, apparatus and pipes
Leakage from automatic Sprinkler installations

The Benefits of the ICICI Home Insurance are

Offers a comprehensive cover both structure and contents of your home.
15% discount on a 3 years home insurance policy and 25% discount on 5 years policy.
Optional covers available for damage or losses of home and its contents due to acts of Terrorism.
Additional expenses of rent for any shifting to an alternative rented accommodation in case of any damage of your home.

For more information on Home Insurance Companies in India, visit homeloanshub.com.



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