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Home Loans in Kerala

Kerala is one of the most happening destinations, in present day India. With its breathtakingly beautiful beaches, serene backwaters, meandering rivers, lush green forests teeming with wild life, magnificent waterfalls, captivating mountains, Kerala provides endless destinations for tourists as well as for people who aims to settle down there. The growing popularity of ayurveda also makes Kerala a popular destination among all. Kerala is also famous as the most literate states of India. The state houses few of the most reputed educational institutions of the country. This has made it a favorite haunt for the real estate developers. The apartments and the houses that are on offer in the state attract several customers. Most of the credit, though goes to the natural beauty of the place. The real estate business in Kerala is having a boom at places like, Calicut, Kannur, Palakkad and Munnar. Due to this development in the real estate industry in Kerala, several banks and financial organizations have come up with several home loan schemes. Most of these schemes offered by the banks are hassle free and offer lucrative options for the buyers.

Home Loans in Kerala are being offered by banking corporations as well as other financial institutes.

Two of the major companies offering Home Loans in Kerala are:
The State Bank of Travancore ? this associated bank of the State Bank of India provides home loans in Kerala for the construction, purchase, repair, renovation or alteration of a house or for purchase of a plot for the construction of a house. This loan thus includes, housing and land loans as well. Indian citizens and NRI's who have a regular monthly income are eligible for this loan.

LIC-Housing Finance ? this financial institution is a premier one providing home loans across the cities if India. The LIC-Housing Finance boasts of having the lowest rate of interest for housing finance.

Other than these two, there are banks such as the HDFC Bank, the ICICI Bank and the IDBI Bank, which provides Home Loans in Kerala

 
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