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HDFC Bank Loans
At different stages of your life, you need money and look for financing from different sources. HDFC Bank India loans have been designed to meet various financing needs that borrowers may have. A variety of loans are available from HDFC Bank for customers coming from different tiers of the society.
About HDFC Bank India Loans
HDFC Bank India loans are known for fast approvals, flexible repayment terms and attractive interest rates. There is a wide variety of loan products provided by HDFC Bank to serve different needs of the customers. Loans are available for individual customers, Non resident Indians, corporate clients, small and medium enterprises (SMEs) and others.
HDFC Bank India loans – Personal Banking
The personal banking division of HDFC Bank offers the following types of personal loan products:
You can use this loan for financing a marriage or renovation of your home.
These loans can help you make your dream of homeownership true by allowing you to finance the purchase of a new home.
These loans come handy when you require extra funds for certain emergency purposes. This is basically a simple-to-use overdraft facility where you can withdraw upto 3 times of your salary.
Two wheeler loans
These are ideal financing options for purchasing two wheelers. With simple and flexible repayment terms, two wheeler loans offered by HDFC Bank allow you to buy the bike that you have always dreamt about.
Used car loans
HDFC Bank also offers financing to purchase any used car which has been manufactured in India.
New car loans
HDFC Bank car loans allow you to purchase new cars at an affordable rate.
These loans help you finance the higher education of your children.
With the Gold Loan offered by HDFC Bank, you can immediately avail financing against your gold ornaments. The loan process is easy, there is minimum paperwork and the loan approval is prompt.
Loans against property
You can avail a loan against your commercial or residential property. You have the opportunity to select between an overdraft facility or an EMI based loan.
Loans against securities
You can get a loan from HDFC Bank against your securities such as mutual fund units, equity shares, LIC policies, Government of India Relief Bonds, Kisan Vikas Patra, NSC and UTI Bonds (US64 Bonds and 6.60% ARS Bonds).
Health care finance
HDFC Bank offers financing schemes for purchasing medical equipments to hospitals and diagnostic centers.
Loans against rental receivables
When you require supplementary financing for your business, HDFC Bank can solve your problems. You can secure a loan against rental receivables and this loan offers you the option to increase your usual cash flow.
Commercial Vehicle Finance
HDFC Bank also has loan programs for financing purchase of commercial vehicles. The loan procedure is absolutely hassle-free with one of the most attractive terms in India.
HDFC Bank has designed loan programs for financing purchase of tractors. Loan schemes are available with affordable rates and terms.
Retail Agri Loans
These are suitable and hassle-free financing products to fulfill your agricultural production and investment needs.
Warehouse receipt loans
HDFC Bank offers warehouse receipt loans that help you get better prices and stay away from distress selling of your goods. The process is easy, paperwork is nominal and approval is fast.
Construction equipment finance
When you are searching for loans for purchasing construction equipments, HDFC Bank is the right place for you. These loans are offered by HDFC Bank with hassle-free terms and conditions and affordable rates.
HDFC Bank India loans – NRI banking
The NRI banking division of HDFC Bank offers the following loan products:
- Loan against securities
- Home loan
HDFC Bank India loans – Corporate banking
The corporate banking division of HDFC Bank offers the following loan products:
- Bill discounting
- Working capital finance
- Short term finance
- Export credit
- Term lending
- Structured finance
- Agricultural lending
- Channel financing
- Vendor financing
- Dealer financing
- Structured cash flow financing
- Credit substitutes