HDFC Home Loans
HDFC Home Loans Are you searching for a truly affordable home loan to construct or purchase your dream home? HDFC Bank has a host of home loan products to cater to your needs. HDFC Bank India home loans stand out among the other loan products offered by the private and public sector banks in India. Home loans offered by HDFC Bank come with flexible repayment terms and speedy approvals.
About HDFC Bank India Home Loans
HDFC Bank India home loans come with interest rates that are manageable for every borrower. With the help of a home loan offered by HDFC Bank, achieving your dream of homeownership is just a matter of time. Whatever be your requirement, HDFC Bank has a host of home loan options to fulfill your needs.
HDFC Bank Home Loan Interest Rates
HDFC Bank India home loans rates are one of the most competitive rates available in the home loan market. When it is a question of purchasing a home with a home loan, the primary objective of the borrowers is to find a cheap interest rate loan . To know more about HDFC Bank India Home Loans Rates Know more
HDFC Home Loan EMI Calculator
HDFC Bank Home loan EMI calculator assists you to estimate how much amount you got to pay for repayment of your loan on the basis of amount you acquire as loan, the period for which you take loan and the interest rate. Know more
HDFC Home Loan Insurance
HDFC Home loan insurance is a service offered by HDFC in order to let the home loan borrower insure his home loan and in case anything unexpected takes place in his life the burden of repayment of home loan does not fall upon his loved ones or his legal heir to
HDFC Home Loan Eligibility Calculator
HDFC Home loan eligibility calculator helps the potential home loan customers compute their eligibility using the online calculator...Know more
HDFC Bank India home loans – features and benefits
HDFC has been offering home loan products to the Indian customers for more than 3 decades. Given below are the important features and benefits of HDFC Bank India home loans:
1) Types of home loans
Listed below are the different types of home loans offered by HDFC Bank:
A) Home loans
You can use a home loan offered by HDFC Bank for purposes like home construction or purchase of houses (new/resale). You can make either a single or joint loan application. With an HDFC Bank home loan, you have the opportunity to finance up to 85% of the value of the property (comprising stamp duty plus contract value along with registration fees) on the basis of the ability for repayment of the applicant.
B) Home extension loans
HDFC Bank offers home extension loans with which you can extend your current residential unit. The terms and conditions are similar to that of home loans.
C) Home improvement loans
Home improvement loans offered by HDFC Bank help you carry out different types of home improvement and upgradation work to your home. You can perform both internal and external maintenance work and other structural betterments such as waterproofing, painting, electrification, plumbing, flooring, tiling, installing aluminum windows and grilling. You can get a loan amount of up to 85% of the cost of the refurbishment (100% is available for current customers) and this is dependent on the market value of the property.
D) Land purchase loan
HDFC Bank also offers loans for purchasing plots of land. This is an excellent loan program designed to facilitate land purchase. These loans are ideal for constructing a house on a parcel of land or making investments in the real estate sector. You can qualify for a loan amount of up to 85% of the value of the land though this is subject to certain prerequisites. The maximum repayment term for this loan is 15 years.
2) Benefits offered by HDFC Bank India home loans
Given below are the salient benefits offered by HDFC Bank India home loans:
- You can select from floating rate and fixed rate loan products
- All home loans from HDFC Bank have flexible repayment terms
- Automated repayment facilities for EMIs on home loans
- Loan coverage term assurance plan
- Customer privileges
- In-house inspection of property deeds
HDFC Housing Finance
HDFC Housing Finance Corporation of India provides Home Loans for the individuals to purchase fresh or resale house/flat as well as to construct houses Know more
HDFC Loan Against Property
HDFC bank has come out with LAP also called the HDFC loan against property ...Know more
HDFC Customer Care
HDFC maintains a special helpline for its home loan customers with a view to provide them with all relevant information on HDFC housing loans ...
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Home Loan Calculator
Last Updated On: 2011/08/09
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