Dhanlakshmi Bank Ltd Loans

Dhanlakshmi Bank Ltd Loans are innovative loan products that have been launched by Dhanlakshmi Bank Ltd., one of the major banks in South India. The bank offers a suite of corporate, personal and NRI banking services to meet the financial needs of the customers.

About Dhanlakshmi Bank Ltd Loans

Dhanlakshmi Bank Ltd loans are designed to fulfill the requirements of different categories of clients i.e. individual clients, corporate or institutional clients, agricultural firms and NRIs (Non-resident Indians). Given below are the different types of Dhanlakshmi Bank Ltd Loans offered by different banking divisions of the bank:

Dhanlakshmi Bank - Personal Banking

The personal banking division of Dhanlakshmi Bank offers the following loan products:

1) Personal Loans

Personal loans offered by Dhanlakshmi Bank are tailored to meet various personal needs and they can be further categorized into the following types:

• Dhanm Personal Loan
• Dhanm Home Appliance loan
• Dhanm Lease Loan
• Gold Loan
• Dhanm Easy Loan
• Dhanm Demat Loan/Overdraft Facility
• Dhanm Bond Money Scheme

2) Home Loans

Home loans offered by Dhanlakshmi Bank are named as Dhanam Home Loans. You can take out such a loan for purchase, construction, renovation or any other purposes. You can also switch your other home loan to this loan to repay it comfortably.

3) Auto Loans

Auto loans launched by Dhanlakshmi Bank can be used for purchasing two wheelers or four wheelers. All the auto loans are available with flexible repayment terms and conditions. Given below are the two types of auto loans offered by Dhanlakshmi Bank:

• Dhanm Car Credit
• Dhanm Two Wheeler Loan

4) Other Loans

Dhanlakshmi Bank also offers other loans to satisfy different types of needs of the customers such as the following:

• Dhanm Vidya Credit
• Dhanm MediClinic Finance
• Dhanm MediEquipment
• Dhanm Ready Money

Dhanlakshmi Bank – Corporate Banking

The loan products offered by the corporate banking division of Dhanlakshmi Bank have been designed keeping in mind the diverse needs of the corporate clients. Given below are the different types of loan products offered by Dhanlakshmi Bank to its corporate clients:

Advances:

• Industrial Advance Scheme from Dhanlakshmi Bank
• Import Export Assistance from Dhanlakshmi Bank
• Trade Advance from Dhanlakshmi Bank
• Agriculture Assistance from Dhanlakshmi Bank

Export Finance

• Export Bill Negotiation
• Packing Credit
• Export Bill Collection Services
• Export Bill Purchase and Discounting
• Export LC Advising
• Bank Guarantees

Import Finance

• Import Bill Collection Services
• Import Letters of Credit
• Arranging for Supplier’s & Buyer’s Credit
• Advance Payment towards Imports
• Bank Guarantees

NRI Banking

Dhanlakshmi Bank has also introduced home loan facilities for Non-resident Indians. This gives them the opportunity to purchase a property in India at attractive interest rates with a broad variety of financing options.

Dhanlakshmi Bank: Micro finance and agricultural banking

Dhanlakshmi Bank serves the financial needs of agricultural clients. Given below are the different types of microfinance and agricultural finance options offered by Dhanlakshmi Bank:

• Kissan Vahana
• Kissan Card
• Micro Credit – MFI (Micro Finance Institutions)
• Agri Gold Loan
• Micro Credit SHGs (Self Help Groups)