Chase Bank

Chase Bank is a part of one of the largest banking institutions called J P Morgan of the United States of America.

• It is a subsidiary of J P Morgan of the US and is a leader in providing financial services in America.
• It was earlier called as the Chase Manhattan Bank until its merger with JP Morgan.
• It traces back to the year 1799 when it had first laid its stones in a small house at Wall Street in New York.
• Today it is one of the largest banks in America with assets worth of $2.1 trillion.
• The bank operates in more than 50 countries all over the world and has more than 2,00,000
  employees working for the bank.
• The clientèle of the Chase bank include institutional, corporate and government agencies.
• Since its establishment this bank has been the leader in offering impeccable financial services and commercial banking services to all its customers.
• It has also opened up new avenues for consumer banking such as credit card, funds to finance a small or a medium scale business, education loans, home loans, student loans, insurance and so on.

Chase Bank caters four dimensions:

1. Personal Banking includes

• Credit Cards
• Savings
• CDs
• Checking
• Debit cards
• Gift Cards
• Student Center
• Online and Mobile Banking

Services

Chase bank offers a multitude of services to the customers. Various services offered by bank are listed below:

• The consumer businesses include:
  • Branch, ATM, telephone and online banking
  • Credit cards
  • Small business
  • Home finance and home equity loans
  • Auto finance
  • Education finance
  • Retirement & Investing
  • Retail Checking
• The commercial banking businesses include:
  • Middle Market
  • Corporate Client Banking
  • Commercial Real Estate
  • Business Credit
  • Equipment Finance
  • Commercial Term Lending
  • Community Development

Wire Transfer

You can also wire transfer your funds with your online banking account. You can transfer your money to other bank accounts within the US and also to any other bank accounts world wide from your own computer. There is no annual or monthly fee associated to avail this facility however you may be charged some amount for each wire transfer. After signing on to your Chase online account, you have to go to the payment and transfers page and click on the Wire Transfers tab. After that, accept the Wires Legal Agreement and proceed. If you are not a Chase Online customer then, first register yourself with the service and set up the name and other details of recipient. Once done you can select the name from the list of recipients and proceed you transfer. For more details you can call on (1-800-242-7324).
 

Online Banking

The internet banking facility of Chase Bank, one of the US' largest banking corporations, is known for its convenience. By using this facility, a Chase Bank account holder can transfer funds and perform automatic bill payment functions between different accounts without having to talk to the customer service representative of the bank. Besides, monitor reward programs and quickpay services are provided as part of the online banking system.

Chase bank has been one of the first banks to have introduced the online banking facility in the United States of America. It is also called as the Internet banking, with the help of which, a number of financial transactions are made possible via the Internet The net banking system has made life less complicated for all. Online banking is used to pay credit card bills with the 'bill pay' option available online. It is also used for checking the current status of your bank account, debit card status, savings account status etc. In order to avail the online banking services, you will have to fill up an application form. The bank customer service department would provide you with a unique login id and a password.

You can login to your account with the help of this login id and password. Chase bank login page provides a secure interface for the customers who want to access the online services. In case of any doubt you can contact the Chase Bank customer service department.The bank also provides online coupons in case you want to visit the bank and fix for an appointment. The coupons have to be submitted at the bank customer service department and they will then call you when your turn comes. You can also find out the exchange rates by logging on to their website.

Other facilities provided by Chase Bank are:

• Western Union Quick Collect (This feature allows a customer to instantly transfer or collect money from Western Union counters across the world, which are more than 170,000 in number)
• FastPay (Also known as QuickPay, this facility allows customers to receive or send funds to and from an account holder with any bank in the US. The account holder must have a valid email id.)
• Autocharge (Automatic Debit) - This facility will allow the Chase Bank account holder to give instructions to the bank to make regular transfers of money on aforementioned dates to the same payee.
• Check or Money Order

Bank Locations

Chase Bank has got a very good hold over the market and this is because of its extensive reach and commitment. Chase bank has been America's most trusted bank and the banking business is taken care in a meticulous manner. The bank has its branches in almost the entire country in places such as California, Michigan Chicago, NYC, Florida, Texas, NJ New Jersey, Indianapolis, Ohio, Hawaii, Houston, Denver, Philadelphia, Illinois, Oklahoma City, Utah, Arizona, Dallas, Detroit, Washington DC, Louisiana

and so on. It also has branches in London, Philippines, and Portland. It is very easy to find Chase bank locations and this is made possible with the Chase bank locater available on their website. You can log on to their official website to hunt for a nearest branch. Chase bank ATM locations are present in almost every street of USA. The bank's hours of operation is from 8.30am to 5.00 pm from Monday to Friday.

Chase Bank in India

After being a successful bank in most of developed and developing countries, Chase bank has opened up its branches in India as well. Chase bank in India is located in Mumbai, Hyderabad and Bangalore with more than 4000 employees working there. The bank has focused on investment opportunities in the banking sector in India which is why, these two Indian branches have become functional. The toll free number of Chase Bank in India is 1800 124 1245. This number can be contacted at any time of the day as the customer service department remains open round the clock.

Careers

Chase Bank offers exciting careers in the financial and the banking sector for deserving candidates. It offers career opportunities on a global basis, so if you are residing outside America, you can check out the bank vacancies in your country by logging on to the bank's official website. You can also post on line job applications at their website and the bank will then call you up, if your resume matches the bank's requirements. Presently, Chase bank invites job applications for Chicago, Columbus Ohio, NJ, Dallas TX, Houston, Oklahoma City, Hawaii, Brazil, Las Vegas, Jersey City, Kenya, Georgia etc. To find out more, you can contact the bank personally. The recruitment program of Chase Bank happens every year and sometimes two to three times in a year depending on the vacancies available. It also offers internship programs to undergraduates and professional programs to MBA's. Chase bank grants employment opportunities to all different professions as well.

Chase Bank Routing Number

A routing number consists of 9 digits given by the Federal Reserve Banks in order to facilitate transfer of funds, direct deposits and other banking transactions. The routing number from the ABA – American Bankers Association in the year 1910. Each branch has a unique routing number. Some of the Chase bank routing numbers are given as follows:

1. Chase bank routing number New York: 022300173
2. Chase bank routing number Texas: 111000614
3. Chase bank routing number California: 322271627
4. Chase bank routing number Michigan: 072000326
5. Chase bank routing number Ohio: 044000037
6. Chase bank routing number Indiana : 074000010
7. Chase bank routing number Arizona: 122100024
8. Chase bank routing number Washington DC: 325070760
9. Chase bank routing number Louisiana : 065400137
10. Chase bank routing number Illinois: 071000013

    
     

Swift Code

The swift code for chase Bank Arizona is CHASUS33XXX and the same for California is CHASUS44ZYZ. Chase Bank Swift Code is very useful for international money transfers from one bank to the other. The swift code consists of 8 to 11 characters and the Chase bank swift code consists of 11 characters in all.

Chase Bank Credit Card

There are various types of Chase bank credit cards offered by the bank such as,

• Chase sapphire

• Chase Sapphire Preferred

• Chase slate

• Chase ink cash

• Chase Ink Bold 

• Chase freedom.

In Chase freedom there is a facility of getting few percentage cash back offers on purchases you make, and also you get reward points. On few of the cards there is 0$ service charges applied. Student Mastercard is for students.Chase sapphire requires no annual fee. Chase ink is a business credit card.Blueprint(SM) an online credit management tool where you can manage your credit card spending efficiently.

All these credit cards are promises a $50 cash back offer for the first year and does not charge anything as APR. You can pay your credit card bill online with the help of Internet banking facility. For this, you will have to login to your account online and pay the bills. The customer service department would also take care in case you have any complaints against the credit card chosen. In order to apply for a Chase bank credit card, you will have to fill up an application form available at the bank. Once your form is processed, the credit card with be delivered at your doorstep. Maximum processing time taken is 24 hours. It also offers consolidation services with the credit cards opted. In the application form, the payment address is mandatory.

Home Loans

Whether it is for a first time home buyer or someone who wishes to invest in property, Chase bank home loans are available for all housing related needs. Chase bank home loans are also called Chase Mortgage, that gives you a solution for the home finance required by you. You can also apply for a Chase bank home loan online. It charges affordable interest rates so that you are not burdened with the housing loan availed. Each customer is given full details of rate of interest applicable, the loan tenure and the various repayment options. The bank also gives you simple modification plans if you wish to modify your home loan. Chase Bank home loans department customer service number is 1-800-873-6577. You can contact this number on all days of the week between 9.00am to 5.00pm.

 

Chase Bank Customer Service

In order to get in touch with the Chase bank customer service department you can call on their customer service number for online or mobile banking on 1-877-242-7372 at any time of the day and for outside US call 1-713-262-3300.