Capital One Credit Card
Capital One Credit Card caters to various segments of customers. From those who are new in US to the students, the cards are design to address the credit requirement of all and sundry. The cards may be divided into categories like popular cards; secured cards; student card; competitive rate cards; and reward cards. Cash rewards, Platinum Prestige, and VentureOne Rewards are some of the popular cards. In the students card section there
Credit cards of Capital One bank
Venture Rewards – The card is ideal for those who prefer more flexibility and wants faster rewards. Two miles per dollar is awarded on every purchase. The card carries no foreign transaction fee. The annual fee is waived for the first year and from the second year the fees is $59.
Secured MasterCard –The annual fee for this Capital One credit card is $29 and the minimum credit line is $200. The refundable deposits based on the credit are $49, $99 and $200. The refundable deposit may be made through partial payments. The card will be issued once the full credit payment is received within 80 days by the concerned authority.
VentureOne Rewards – The card has no annual fees and one may earn 1.25 miles per dollar on every purchase. Foreign transaction fee along with transfer fee is waived. The card carries no ceiling on the limit of miles one may earn. Further, one would get 15 more miles if the purchase is made from Perk Central.
Platinum Prestige – The annual fee and the foreign transaction fee are nil. The transfer fee is 4% per transfer. The card also provides 0% fraud liability protection.
Journey Student Rewards – The card has no annual fee, transaction fee or foreign fee. It is ideal for students with average credit. On every purchase one would get 1% cash back in addition to 25% bonus on timely payment of bill. Further, to help the students build credit 15% cash back is also available on purchased from Perk Central. The cash back may be availed anytime through check and account credit.
Orbitz Visa – The annual charges are nil for this card and is ideal for those with excellent credit. One would be earning quick reward point in case the card holder opts for Orbit Visa card of Capital One Credit card. On every booking made through Orbittz.com one is entitled to 3 points. For any other purchase the point earned is one. The card does not hold any ceiling on the points that one earn. One may also redeem the points for cash, travel, merchandise and other similar things. The transaction fee along with the foreign transaction fee is also waived on this card.
Cash Rewards – The card annual fee is $39 and also has the benefit of $0 Fraud Labiality protection. On every purchase of groceries from major stores and also on buying of gas a card holder gets 2% cash back. If one purchase from Perk Central retail then one is entitled to 15% cash back. For every other purchase 15 cash back is awarded.
Classic Platinum – The annual fee is $39 along with $0 Fraud Liability protection. The card carries the benefits of travel and auto rental insurance. On purchase of every ticket one is provided with travel insurance. Further, if one rents a car using the card then an insurance to cover loss, and damage is provided.
Cash Rewards – Annual fee, transaction fee, and foreign fee are nil. On purchases from major grocery stores and gas station 2% cash back is rewarded. In case of purchase from Perk Central one may get more 15% cash back. Cash back is available anytime through account credit or check.
Cash Rewards for Newcomers – The card is ideal for those who are new to US and have limited credit. The annual fee and the foreign transaction fee are nil. One would earn 2% cash rewards for travel purchase. For any other purchase the reward is of 1%. The card also offers 15% cash back on purchase from Perk Central.
MTV Visa – The annual fee, transaction fee and the foreign transaction fee are nil. Through this card an individual with average credit would earn reward points in entertainment and dinning. One would earn 5 points on spending in entertainment activities. On dining one would get 2 points per dollar and 1 point on other purchase.
Standard Platinum – The annual fee is $19 and is waived in the first year. The card also has a $0 Fraud liability protection along with $0 transaction and foreign transaction fee. The card is ideal for those with average credit and carries the benefits of Master Card.
Capital One also has its branches in Canada and UK along with the credit card facilities.
United Kingdom
Few of the credit cards available are:
Capital One Classic – The credit limit range is £200 - £1,500 along with zero annual fees. The credit limit is of £1,200. Those who want to build their credit or want to rebuild the credit rating the card would assist them in such activities.
Capital One World MasterCard – The annual fees is £18 along with a credit limit of £1,200. On every purchase the card holder gets 1% cash back. The credit range limit is £4,000 - £7,500.
Capital One OneRate – The credit limit is £1,200 and the annual fee is nil. The credit limit range for this Capital One credit card is £2,000 - £12,000. The card is for those who hold a strong credit history and an income of £20,000 p.a.
Canada
Some of the credit cards available in Canada are:
Aspire World MasterCard – Annual fee is $120 and 2 reward miles on every purchase of $1.The anniversary bonus reward mile is 10000 every year.
Delta SkyMiles Gold MasterCard – One Delta mile for delta purchase of every $1. One would also get one Delta Mile per $2 on other net purchase. The annual fee is waived on this card.
Delta SkyMiles World MasterCard – The annual fee is $ 120. On every Delta purchase of $1 one would get 2 Delta miles while on any other net purchase the Delta mile is 1.
Low Rate Guaranteed MasterCard – The annual fee is $79. The card is ideal for those who want to strengthen their credit rating. The Fraud liability is of $0.
Aspire Gold MasterCard – the annual fee is waived on this card. On every purchase of $1 one would get 1 mile. Every year the bonus anniversary reward mile is 1,000.
Last Updated On: 2011/05/03
Comment