This means you must give in proper details of the above mentioned things to the bank. It will later on be decided whether you are eligible to avail the housing loan or not. The bank has all the right to refuse home loan to an individual if it thinks you are not matching all the required formalities. The housing loan amount is negotiable. If the bank refuses to give you a particular amount, it would give you valid reasons for the same and also give you an option of either reducing the loan amount or increasing the loan term. Increasing the loan term will make you repay the loan for a longer period of time. Canara Bank customer care centers
are situated in almost all parts of the country. Details about Canara Bank home loan eligibility can be acquired by calling on their toll free number 1800 425 0018.
You can also visit their official website www.canarabank.com
for more details on the same.