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Bank of Baroda (BOB) Home Loans

Bank of Baroda(BOB) home loans are one of the finest home financing options that you will get in the Indian home loan market. The bank offers a comprehensive variety of retail loans to fulfill your various requirements. Whether you want to buy a new home, finance the higher education of your child, buy household appliances or a new car, these need-based loans will make your dream come true.

About Bank of Baroda India home loans

There are three types of home loans that Bank of Baroda India offers to the customers. They are
  • Baroda Home Loan
  • Home loans to non resident Indians
  • Persons of Indian origin and home improvement loan.
1) Home loans

Bank of Baroda India home loans are offered under the brand name of Baroda Home Loans. With a Baroda Home Loan, you can be a proud home owner in just 6 days.

Bank of Baroda gives you the opportunity to be the owner of your dream house and provides a host of facilities to fit your budget.

Baroda Home Loan is available for the following purposes:

  • Buying a new/old residential unit
  • Building a house.
  • Buying a plot of land for building a house.
  • Repaying a loan already availed from other Bank/Housing Finance Company.

Maximum repayment term of Baroda Home Loan is 25 years (floating rate option).

2) Home improvement loans

Bank of Baroda also introduced a unique loan product which is known as Baroda Home Improvement Loan. You can use this loan for renovations/maintenance/extension/ upgradation of house and for buying furniture & fixtures and fittings.

Key Benefits

Given below are the important advantages offered by Bank of Baroda Home Improvement Loans:

  • Loan offered for renovations/maintenance/extension/upgradation of the existing residence.
  • Free Credit Card: A Free Credit Card (complementary for 1st year) will be offered to borrowers with a loan amount of more than Rs.2 lakhs.
  • Loan is available for buying furniture/fittings/fixtures/other appliances like geysers, fans, air conditioners and so on to the existing home loan borrowers and new borrowers

3) Baroda Home Loans to NRIs/PIOs

Bank of Baroda offers yet another pioneering loan product known as Baroda Home Loans to NRIs/PIOs. It is a unique home loan program tailored particularly for Non Resident Indians (NRIs) and Persons of Indian Origin (PIOs).

Key Benefits

Given below are the important advantages offered by Bank of Baroda Home Loans to NRIs/PIOs:

  • The loan is customized for NRI/PIO requirements
  • Borrowers can choose Flexi Rate plan to mitigate the interest rate risk through splitting the loan into two different accounts
  • Free personal accident insurance and property insurance coverage
  • There are no prepayment/foreclosure penalties for partial as well as complete prepayment (when the borrower prepays the loan from his own funds).

Bank of Baroda Contact Details

Head Office

Bank of Baroda
Suraj Plaza-1, Sayaji Ganj,
Baroda - 390005
Phone: (0265) 236 1852 (10 lines)
Fax: (0265) 236 2395, 236 1824, 236 1806

Bank of Baroda
Baroda House, P.B. No.506, Mandavi,
Baroda- 396006
Phone: (0265) 256 3932
Fax: (0265) 256 2445<
Corporate Centre

Bank of Baroda
Baroda Corporate Centre,
Plot No - C-26, G - Block, Bandra - Kurla Complex,
Bandra (East), Mumbai-400051

Phone: (022) 6698 5000- 04
Fax: (022) 2652 3500


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