Aussie Home Loans

Aussie Home Loan Locations

The Aussie home loans head office is located in the country's capital Canberra and has branch offices in different locations such as Liverpool, Dee Why,

Parramatta, Brussels, Carlton, Adelaide and so on. Aussie offers incomparable and innovative home loan products and services and that is why it has opened franchise in almost every city of Australia.

Types of Home loans:

1. Aussie Standard Variable Rate Home Loan scheme is applicable only in case of residential properties and the loan can be availed for a minimum loan amount of $50,000(there is no limit on maximum amount of home loan) for a maximum period of 30 years.
2. Aussie Classic Variable Rate Home Loan can also be availed only for the residential property. The loan amount applicable under this scheme is a minimum of $100,00 and can go up to a maximum of $2,000,000. The loan can be availed for a maximum of 30 years.
3. Aussie Classic Plus Variable Rate Home loan is offered only for residential property. The minimum amount of loan offered under this scheme is $350,000 and the maximum loan amount is $2,000,000. The maximum loan tenure for this home loan scheme is 30 years.
4. Aussie Standard Fixed Rate Home Loan is applicable for a maximum period of 30 years. The minimum loan amount that can be availed under this scheme is $50,000 and there is no limit on the maximum loan amount.
5. Aussie Classic Fixed Rate Home Loan option can be availed for at most 30 years time and the minimum loan amount for this scheme is $100,000 and the maximum amount of loan that can be availed goes up to $2,000,000.
6. Aussie Express Low Doc Home Loan scheme is tailor-made to suit the self-employed class as it doesn't require much of paper work. This home loan scheme is applicable only for the residential purposes and can be availed for a maximum of 30 years. One has to borrow at least $50,000 and one can borrow a maximum of $1 Million to avail this scheme.
7. Aussie Classic Line Of Credit Home Loan scheme is available only for residential purposes and for a maximum of 30 years time. The minimum loan amount that can be borrowed under this scheme is $100,000 and the maximum amount that can be borrowed goes up to $2,000,000.

Aussie Home Loan Interest Rates

The interest rate on Aussie Home Loans are competitive, attractive as compared to that offered by other Australian banks and financial institutions lending home loans. Aussie has different interest rates for different home loans. For example, the Aussie classic variable rate is 6.22% per annum the Aussie classic plus variable is 6.05% per annum and so on. For information on current Aussie home loans rates you can log on to Aussie's official website.

Aussie Home Loan Comparison Rate

The Aussie home loan comparison rate depends on the kind of housing loan chosen. The comparison rate for Aussie classic variable is 6.27% per annum. The comparison rate for Aussie standard variable is 6.10% whereas, the comparison rate for Aussie express low doc is 6.15% per annum.

Aussie Home Loans Calculator

Aussie Home Loans provides various online home loan calculators on its website so as to provide assistance to the home loan seeker thereby providing him with significant information as to whether or not he is capable of availing a particular home loan scheme. Aussie Home Loans provides mortgage calculators online under different headings. Following are certain types of calculators provided by Aussie on its official website:

i.Home Loan Borrowing Power Calculator
ii.Home Loan Repayments Calculator
iii.Stamp Duty Calculator
iv.Split Loan Calculator
v.Extra Repayments Calculator
vi.Lump Sum Repayments Calculator
vii.Home Loan Principal and Interest Tracker

Aussie Home Loans Insurance:

Aussie Home Loans provides cover for home loan which might prove to be fruitful in case of sudden death of the home loan borrower or any other tragic incident. In that scenario the burden of the home loan repayment will not fall upon your loved ones and the amount of home loan insured would be utilized to repay the remaining amount of the home loan. Aussie has teamed up with AMP in order to provide home loan insurance during the time at which you avail the home loan scheme. In order to apply for Aussie Home Loan Insurance the home loan applicant is required to be an Australian citizen and between an age group of 18 years to 54 years.

Aussie Home Loans Credit Cards

The Aussie group has now come out with a number of credit cards fitting in to the budget as well as personal use of the borrower. Initially, the bank offers 55 days of interest free purchase on credit card used for a limited period. You can now access your credit card account any where with the help of online banking facility. You can even pay your bills when you are out of station for any personal work.

Aussie Home Loans Careers

The Aussie group offers exciting career opportunities for all those looking forward to join the financial market of the country. This financial institution provides employment in various departments such as the customer service, IT, human resources, sales and development and so on. In order to apply for any of the vacant position, you need to contact the HR department of the bank. To know more on the current job openings with the Aussie home loans you can even visit their official website.

Aussie Home Loan Reviews

Aussie has been successful enough in gaining a lot of customer support. The group works together only to maximize customer satisfaction and thus achieve positive reviews on the financial institution. The Aussie group so far have maintained good relations with all its customers and intend to do the same in the future as well. You can read about the reviews on the bank on their official website.

Aussie Home Loans Customer Care Service

Aussie Home Loans provides a very supportive customer care service to its existing and potential customers. The customer care executives brief the home loan customers about the different home loan products offered, the procedure of applying for home loan and also the ways to pay off the home loan acquired. The customer care center entertains all the queries, suggestions, feedback, problems faced by the customers extra and provides a feasible solution to the same. You can either get in touch with the mortgage broker or can call on the home loan customer service number: 1300 44 55 66. The customer care department will also tell you about the nearest Aussie Home Loan address.

For further information on Aussie Home Loans you can log on to Aussie's official website: www.aussie.co.au